How to make a claim under the MRCA
This page provides information about the compensation coverage and benefits available for Australian Defence Force (ADF) members and former members under the Military Rehabilitation and Compensation Act 2004 (MRCA).
It also explains how to make a claim for injuries or diseases caused by military service on or after 1 July 2004.
On this page
- Who is covered by the MRCA?
- What benefits are available under the MRCA?
- When am I eligible for compensation under the MRCA?
- What if I had a condition before enlisting and it was aggravated by my service?
- When am I not covered under the MRCA?
- What does liability mean?
- How is liability determined under the MRCA?
- Who can make a claim under the MRCA?
- What do I need to do to make a claim?
- Am I eligible for Veteran Payment?
- What evidence do I need to provide with my claim?
- What if I need help filling out the form?
- How is the claim investigated?
- What are my obligations when claiming?
- What if I want to claim for common law damages?
- What other benefits are available for service on or after 1 July 2004?
- Related Forms
Who is covered by the MRCA?
The MRCA provides rehabilitation and compensation coverage for the following members and former members of the ADF with service on or after 1 July 2004:
- all members of the permanent ADF;
- all members of the Reserves;
- Cadets and Officers and Instructors of Cadets;
- persons who hold an honorary rank or appointment in the ADF and who perform acts at the request or direction of the Defence Force;
- persons who are receiving assistance under the Career Transition Assistance Scheme (under an arrangement approved by the ADF) and who perform actions in connection with the Scheme;
- persons who perform acts at the request or direction of the Defence Force as an accredited representative of a registered charity; and
- other people declared in writing by the Minister for Defence to be members of the ADF.
Where service on or after 1 July 2004 has contributed to the cause of a medical condition, the Safety, Rehabilitation and Compensation (Defence-related Claims) Act 1988 (DRCA) and the Veterans' Entitlements Act 1986 (VEA) do not apply. The MRCA will be the Act which covers these conditions.
Conversely, if you are an ADF member or former member and you have injuries or diseases arising from service prior to 1 July 2004, you are generally not covered by the MRCA for those conditions. The only exceptions to this are where:
- the conditions are due to service both before AND on or after 1 July 2004, in which case the condition/s are covered entirely under the provisions of the MRCA;
- you have a pre-existing condition under the DRCA which is “aggravated” (made worse) by service on or after 1 July 2004, in which case the aggravation component may be covered under the MRCA.
What benefits are available under the MRCA?
The MRCA provides a comprehensive compensation and rehabilitation structure for injured and ill ADF members and former members, including:
- payment for medical treatment;
- income replacement for periods of incapacity for work;
- permanent impairment compensation, which can be provided as a lump sum or as ongoing periodic payments;
- payment for rehabilitation programs; and
- compensation following the death of a member or former member.
When am I eligible for compensation under the MRCA?
You may be eligible for compensation under the MRCA if:
- you sustain an injury or suffer a disease which arose out of, or was attributed to, your Defence service on or after 1 July 2004; or
- you suffer an “aggravation” of an accepted injury or disease under the DRCA as a result of your Defence service on or after 1 July 2004.
Your dependants may also be eligible for compensation if:
- you die as a result of your service or as a result of an injury or disease that arose out of, or was attributable to, your Defence service; or
- you have been eligible for the Special Rate Disability Pension at some time in your life; or
- the Military Rehabilitation and Compensation Commission (MRCC) had assessed your impairment from service injuries or diseases at 80 or more impairment points.
What if I had a condition before enlisting and it was aggravated by my service?
No compensation is payable for any impairment which existed before enlistment. Compensation is only payable for further impairment arising from service-related aggravation. If a pre-existing condition is found to have been aggravated by ADF service on or after 1 July 2004, it will be treated as a new injury or disease and liability to pay compensation will be accepted for the aggravation portion only.Back to top
When am I not covered under the MRCA?
Firstly, if you suffer an “aggravation” of an accepted injury or disease under the VEA as a result of your Defence service prior to 1 July 2013, any aggravations of accepted VEA conditions are required to be treated under the VEA (with no ability to have the aggravation assessed under the MRCA). Further, if the aggravation of a condition under the VEA occurred prior to 1 July 2013 but a person had not, prior to that date, chosen to claim under the MRCA, the aggravation is automatically considered under the VEA.
Additionally, liability may not be accepted under the MRCA if:
- the injury or disease resulted from a serious default or wilful act you committed, such as being under the influence of alcohol or illegal drugs, or drugs not taken in accordance with the directions;
- the injury or disease arose from a serious breach of discipline;
- the injury was intentionally self-inflicted;
*Note: - The three exclusions above do not apply if you were seriously and permanently impaired by the injury or disease.
There are further exclusions which prevent liability from being accepted under the MRCA if:
- you made a false representation that you did not suffer from the injury or disease to which the claim relates prior to enlistment;
- the injury, disease or death is due only to the personal use of tobacco products and no other cause is determined to have contributed to that injury, disease or death;
- the injury or disease is the result of reasonable counselling about performance or failure to obtain a promotion, transfer or payment of a benefit; or
- the injury, disease or death is due to an accident while travelling in certain circumstances, including:
- where there was a substantial delay commencing a journey;
- where the travel was by a route that was not reasonably direct; or
- where there was a substantial interruption to the journey.
*Note: - The above exclusions continue to apply irrespective of whether you were seriously and permanently impaired.
*Note: - There are exceptions to the travel exclusions where the delay, route taken or substantial interruption was for a reason connected with a person’s employment.Back to top
What does liability mean?
Liability means that the Australian Government accepts that it is responsible for the injury suffered, disease contracted, or the death of a member or former member as a result of service in the ADF. Liability must be determined before any compensation benefits are payable.Back to top
How is liability determined under the MRCA?
Liability under the MRCA is determined by reference to Statements of Principles (SoPs), which have been developed by an independent statutory authority, the Repatriation Medical Authority. SoPs are legislative instruments that set out the factors which can connect particular injuries, diseases or death with service. The MRCA requires that in order for a claim to succeed at least one of the SoP factors must be related to service. For further information, please see Statements of PrinciplesBack to top
Who can make a claim under the MRCA?
A claim can be made by:
- the ADF member or former member who suffered the injury or disease or the loss or damage to a medical aid;
- another person on behalf of that member (with the member’s approval);
- the member’s legal personal representative; or
- a person appointed by the MRCC:
- if the member is incapable of approving someone to lodge a claim on his or her behalf; or
- if the member does not have a legal personal representative; or
- if the member has a legal personal representative who will not make a claim.
A claim for acceptance of liability for a deceased member’s death (or for compensation in respect of that death) can be made by:
- a dependant of the deceased member;
- another person on behalf of that dependant (with the dependant’s approval);
- the dependant’s legal personal representative; or
- a person appointed by the MRCC:
- if the dependant is incapable of approving someone to lodge a claim on his or her behalf; or
- if the dependant does not have a legal personal representative; or
- if the dependant has a legal personal representative who will not make a claim.
What do I need to do to make a claim?
To make a claim apply online through MyService.
Alternatively, to make a claim, you need to complete the appropriate claim form:
Claim forms are available from your nearest DVA office or the DVA website.Back to top
Am I eligible for Veteran Payment?
If you are making a claim for a mental health condition under the MRCA or the DRCA, are under age pension age and are incapable of working more than eight hours per week, you may be eligible for Veteran Payment.
Veteran Payment provides interim financial support to veterans whilst they await the determination of their claim for a mental health condition. It is also available to partners. Veteran Payment is subject to an income and asset test.
For further information please see Veteran Payment Overview.Back to top
What evidence do I need to provide with my claim?
It is the responsibility of a delegate of the MRCC to investigate your claim. While you do not have to prove anything about your claim, any supporting medical or other evidence that you may be able to provide will increase the likelihood of your claims being determined more quickly and in your favour.Back to top
What if I need help filling out the form?
If you find anything in the claim form difficult to understand or to complete, you are encouraged to ask for help.
Most service and ex-service organisations have officers and advocates who can help you with your claim. Alternatively, you can contact DVA.Back to top
How is the claim investigated?
Once you have lodged a claim, a delegate of the MRCC must investigate your claim before making a decision. The investigation is aimed at ensuring that all information relevant to your claim is available when the delegate makes a decision.
The type of information that the delegate seeks can differ from case to case but usually includes your service history, service medical records and other information on your medical history.
The delegate may also ask you for information in your possession or readily available to you. The information needed will be requested in writing and you will be advised of how long you have to provide the information. Normally this will be 28 days so that finalisation of your claim is not unduly delayed. You can ask for an extension of time if there is likely to be a delay in getting that information.
Additionally, the delegate may ask you to undergo a medical examination. The MRCC will pay for any medical examinations it requests, as well as reasonable travel and accommodations costs associated with the examination.Back to top
What are my obligations when claiming?
If the MRCC delegate asks you to attend a medical examination in connection with your claim and you fail to attend or otherwise obstruct the examination without a reasonable excuse, penalties may be applied.
If you fail to provide information which an MRCC delegate has asked you to provide in connection with your claim, the delegate may refuse to proceed with your claim until such time as the requested information is provided.
Information you provide in relation to your claim must, to the best of your knowledge, be true and accurate.Back to top
What if I want to claim for common law damages?
For further information about claiming for common law damages, please see When and how to take legal action for compensation.Back to top
What other benefits are available for service on or after 1 July 2004?
If you have rendered warlike service on or after 1 July 2004, you are considered a “veteran” for the purposes of the VEA. As such, you may be entitled to benefits provided under that Act to veterans with qualifying service, such as the service pension and automatic entitlement to the Veteran Gold Card from age 70.
Those with warlike and non-warlike service on or after 1 July 2004 also have access to non-liability health care for malignant cancers and pulmonary tuberculosis under the VEA.
In addition, any person who is or has been a member of the permanent full-time ADF, or a Reservist rendering continuous full-time service is eligible for treatment under the Non-Liability Health Care (NLHC) arrangements for any mental health condition.
In addition, from 1st July 2018, Reservists without continuous full-time service may be eligible for mental health treatment under NLHC if they rendered Reserve Service Days with:
- Disaster Relief Service (e.g., Operation Vic Fire Assist);
- Border Protection Service (e.g., Operation RESOLUTE); or
- involvement in a serious service-related training accident.
This means that treatment can be provided for these conditions, irrespective of the outcome of any claim for compensation that might be lodged.
For an overview of the NLHC arrangements, please seeBack to top
- D2051 Claim for Liability and/or Reassessment of Compensation
- D2053 Claim for Compensation for Dependants of Deceased Members and Former Members
- D2049 Injury or disease details sheet